Grievance Handling Procedure
During their professional journey, employees may encounter dissatisfaction with various aspects of their work environment, such as managerial attitudes, company policies, working conditions, or colleague behavior...
Governance Policies
Fair Practices Code
The Fair Practice Code (FPC) has been devised by Mulamoottil Financiers Ltd in accordance with the directives issued by the Reserve Bank of India. Approved by the Board of Directors on April 4th, 2024, this code applies...
Whistle Blower Policy
Mulamoottil Financiers Ltd. is committed to conducting its affairs with fairness and transparency, adhering to the highest standards of professionalism, honesty, integrity, and ethical behaviour. To uphold these...
Interest Rate Fixation Policy
The Interest Rate Fixation Policy has been amended and duly approved by the Board of Directors during the Board Meeting convened on 04.04.2024 at the Registered Office of the Company at Kozhencherry...
Auction Policy
The Auction Policy has been amended and duly sanctioned by the Board of Directors during the Board Meeting convened on 04.04.2024 at the Company's Registered Office...
Asset-Liability Management Policy
Mulamoottil Financiers LTD (MFL), a NBFC registered as systematically important non deposit taking NBFC with Reserve Bank of India, primarily focuses on lending against household jewellery and operates as a 100% gold loan company. MFL's funding...
Corporate Governance Policy & Code
Mulamoottil Financiers Ltd, hereinafter referred to as “The Company” recognizes the role of corporate citizen and envisages to adopt the best practices of Governance and Higher standards of operations through transparency, ethics and to be...
Gold Loan Policy
Gold Loan Policy amended and duly approved by the Board of Directors in the Board Meeting held on 04.04.2024 at the Registered Office of the Company...
Policy On 'Know Your Customer' & 'Anti-Money Laundering Measures'
This Policy on Know Your Customer & Anti-Money Laundering Measures (“Policy”) draws In accordance with the Master Directions issued (as amended from time to time) by Reserve Bank of India, and the Master Circular - 'Know Your Customer' (KYC) Guidelines...
Risk Management Policy
Mulamoottil Leasing & Hire Purchase Ltd. was incorporated on 21.02.1994 and was renamed as Mulamoottil Financiers Ltd. (MFL) with effect from 29.07.2013. The promoters of the Company have been in the business of gold loans from the 1984...
The Code of Conduct for Independent Directors & Senior Management
The Code of Conduct for Directors & Senior Management of M/s Mulamoottil financiers Limited, also known as "the Code," serves as a cornerstone for upholding the highest standards of business conduct within Mulamoottil financiers limited...
Policy on Materiality of Related Party Transactions
Mulamoottil Financiers Limited acknowledges the inherent complexities of Related Party Transactions, which have the potential to create conflicts of interest and raise questions regarding alignment with the Company's best interests and compliance with...